Eminent Household of Columbian Woodmen v. Heifner

During the year 1912 appellant company issued its benefit certificate for $3,000 to W. O. Budder, of Harleton, Texas, in which the wife of the insured (now Mrs. Heifner) was named as beneficiary. In this application, Budder stated his occupation to be that of “station agent.” ■

In June and July, 1918, Rudder permitted the policy to lapse for the nonpayment of dues for those months, and during the month of July he made application for reinstatement, in which he gave Ms occupation as that of brakeman. Upon receipt of this application, .the secretary of the appellant company wrote a letter to…