Billy R. Richey v. State Farm Mutual Automobile Insurance Company

Billy R. Richey (“Appellant”) appeals the judgment entered upon a jury verdict in favor of State Farm Mutual Automobile Insurance Company (“Respondent”) on Appellant’s claim for uninsured motorist benefits under a policy issued by Respondent. We reverse and remand.

I. BACKGROUND

On the evening of April 5, 2008, Appellant was riding his motorcycle on a rural highway in Dade County, Missouri. Appellant suffered extensive injuries as a result of an accident and sought uninsured motorist coverage under his policy issued by Respondent. Respondent denied Appellant coverage, and Appellant initiated…