Washington County Farmers Mutual Fire Insurance v. Reed

This appeal involves a ten-day vacancy clause in a policy of fire insurance. The appellant Insurance Company contends that the insured property had been vacant for more than ten days at the time it was destroyed by fire, and that under the terms of the policy tbe Company is, therefore, not liable.

Appellee Reed denies that the house had been vacant for ten days at the time it was destroyed, and alleges that if it had been vacant for that period of time, the Insurance Company waived the ten-day vacancy clause.

The case was tried in the Chancery Court because of a mortgage foreclosure being…