Legal Opinion
Cetto v. Lasalle Bank National Ass'n
Court of Appeals for the Fourth Circuit
Decided February 29, 2008No. 06-1720PublishedCited by 2 opinions
1Opinion of the Court
Affirmed by published opinion. Judge NIEMEYER wrote the opinion, in which Judge SHEDD and Judge DUNCAN joined.
OPINION
NIEMEYER, Circuit Judge:
James and Elizabeth Cetto seek to rescind the refinancing of their Virginia home based on their claim that the total points and fees charged in the transaction qualified the loan as what is commonly referred to as a “high-cost mortgage” under the Truth in Lending Act (“TILA”) as amended by the Home Ownership and Equity Protection Act (“HOEPA”), which entitled them to specific disclosures and terms that they were not afforded.1 A high-cost mortgage is one…
2Cases cited10 opinions
- Chevron U. S. A. Inc. v. Natural Resources Defense Council, Inc.Supreme Court of the United States · 1984
- Ford Motor Credit Co. v. MilhollinSupreme Court of the United States · 1980
- Estate of Cowart v. Nicklos Drilling Co.Supreme Court of the United States · 1992
- Household Credit Services, Inc. v. PfennigSupreme Court of the United States · 2004
- Robey-Harcourt v. BenCorp Financial Co.Court of Appeals for the Tenth Circuit · 2003
5 more not listed; retrieve them via the Exa API.
3Cited by2 opinions
- Sierra Club v. POWELLTON COAL CO., LLCDistrict Court, S.D. West Virginia · 2009
- Cetto v. LASALLE BANK NAT. ASS'NCourt of Appeals for the Fourth Circuit · 2008