Brogdon v. Clark

By Judge Melvin R. Hughes, Jr.

In this suit for declaratory relief, the question is which of several insurers owe coverage arising out of an automobile accident which occurred on April 3,1999, in Charlotte County, Virginia.

On that date, plaintiff, aged 14, was a passenger in an automobile which was operated by Rashaun C. Clark. Plaintiff has filed suit against Clark seeking $1,000,000.00. Clark’s liability insurance carrier, Progressive Insurance, has issued a policy covering Clark for up to $25,000. In this suit, plaintiff has named three other insurers seeking a determination of whether…