Betco Scaffolds Co. v. Houston United Casualty Insurance Co.

Because we believe that the inventory exclusion provision in Houston United’s “all-risk” insurance policy does not exclude Betco’s claim, we respectfully dissent.

In interpreting insurance contracts, two points are well-established. First, the contract is construed against the insurer and liberally in favor of finding coverage for the insured. See Pioneer Chlor Alkali Co. v. Royal Indemnity Co., 879 S.W.2d 920, 929 (Tex.App.—Houston [14th Dist.] 1994, no writ) (citing Barnett v. Aetna Life Ins. Co., 723 S.W.2d 663, 666 (Tex.1987). This is especially true when construing exclusions or…