Todd v. Federated Mutual Insurance

Harwell, Justice:

Appellant Ronnie Todd commenced this declaratory judgment action against respondent Federated Mutual Insurance Company (Federated) to determine the amount of uninsured motorist coverage available under two insurance policies, a business automobile insurance policy (hereinafter “primary policy”), and a commercial umbrella liability policy (hereinafter “umbrella policy”). The issues on appeal are whether the trial judge erred in reforming the primary policy to include uninsured motorist coverage up to the amount of liability coverage, and whether the trial judge erred in…