Wilkins v. Tobacco Fire & Marine Insurance

On July 3, 1867, the defendant in error insured the steamboat St. Patrick, “ wherever she then was in safety,” for one year, in the sum of three thousand dol*205lars — the rate of premium paid being thirteen per cent, or three hundred and ninety dollars — against the perils of navigation, etc., and against loss by fire. In relation to .the boat’s field of navigation, during the period covered by the insurance, the policy contains these words:

“With permission to navigate the Ohio and Mississippi rivers below Cairo, Illinois. Coal oil clause waived.” All this is in writing except the words “ with…