Graham v. Hartford Life & Accident Insurance

BYE, Circuit Judge.

Kenneth Graham suffered serious injuries to his eyes when a can of oven cleaner exploded in his face. Graham sued Hartford Life and Accident Insurance Company (Hartford) seeking coverage under his life insurance policy for accidental dismemberment benefits. The district court dismissed Graham’s suit, concluding it was untimely because it was brought more than three years after the loss, outside the policy’s time limitations for bringing legal actions against Hartford. Graham appeals arguing he brought suit within Arkansas’s five-year statute of limitations for breach of…