Legal Opinion

Mutual Life Insurance v. Jordan

Supreme Court of Arkansas

Decided February 9, 1914PublishedCited by 3 opinions

Appeal from Nevada Circuit Court; Jacob M. Garter, Judge; statement by the court. On March 7, 1912, J. B. Jordan applied to R. L. Blakeley, an agent of the Mutual Life Insurance Company, for a policy of insurance on his life in the sum of $7,000 in said company, payable to the children of Jordan, who were minors.

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Appeal from Nevada Circuit Court; Jacob M. Garter, Judge; statement by the court. On March 7, 1912, J. B. Jordan applied to R. L. Blakeley, an agent of the Mutual Life Insurance Company, for a policy of insurance on his life in the sum of $7,000 in said company, payable to the children of Jordan, who were minors. He requested in his written application that the policy be dated on the 25th of March, and that the premiums, after the first, be payable on the 15th of September of each year. The application contained this provision: “All the following statements and answers, and those that I make…

1Opinion of the Court

Wood, J.,

(after stating the facts). There was no completed contract of insurance between the appellant and the insured. Jordan first sent in his application for a policy of insurance to be dated March 25, and the company accepted this application and issued the policy to take effect on that date, but the policy had not been delivered up to this time, and no binding receipt had been given him, so the policy that was issued had not become effective. Before the policy was issued on this application, Jordan requested that the policy be dated on March 7, and the agent who took the application…

2Cases cited4 opinions

  1. Cooksey v. Mutual Life InsuranceSupreme Court of Arkansas · 1904
  2. Mutual Life Insurance v. ParrishSupreme Court of Arkansas · 1899
  3. National Life Ass'n v. SpeerSupreme Court of Arkansas · 1914
  4. People's Mutual Life, Accident & Health Insurance v. PowellSupreme Court of Arkansas · 1911

3Cited by3 opinions

  1. Pierce v. Life InsuranceCourt of Appeals of Georgia · 1935
  2. Natl. Life & Accident Ins. Co. v. BakerSupreme Court of Arkansas · 1962
  3. Natl. Life & Accident Ins. Co. v. BakerSupreme Court of Arkansas · 1962

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