Prutzman v. Armstrong

The trial court, in a tort declaratory judgment action, ruled in favor of the respondent, Irene Prutzman, holding that she could accept a settlement offer of $12,600 from her insurer, Safeco, with whom she had uninsured motorist coverage for $15,000 and that she could also recover the difference between that settlement and $15,000 from the appellant, Washington Insurance Guaranty Association (WIGA). We reverse and hold that under the facts of this case respondent has no right of recovery against the WIGA.

Respondent was injured in an automobile accident in 1972. She then sued defendant…