Rossello v. Zurich Amer. Insurance

Patrick Rossello v. Zurich American Insurance Company, No. 24, September Term, 2019. Opinion by Getty, J. INSURANCE LAW—INDEMNITY—COMPREHENSIVE GENERAL LIABILITY POLICIES—APPORTIONMENT—PRO RATA—TRIGGER OF COVERAGE—INJURY-IN-FACT TRIGGER—CONTINUOUS TRIGGER The Court of Appeals held that damages from a continuous bodily injury judgment must be allocated on a pro rata, time-on-the-risk basis across all insured and insurable periods triggered by the plaintiff’s injuries. Informed by the language of Comprehensive General Liability policies and longstanding precedent adopted by the Court of Special…