United Services Automobile Ass'n v. ADT Security Services, Inc.

OPINION

MILLER, Special Judge (Assigned).

United Services Automobile Association (“USAA”), Leslie Branch (“Branch”) and Barbara Bennett (“Bennett”), husband and wife, bring this appeal from an order of the Fayette Circuit Court granting summary judgment for appellees, ADT Security Services, Inc. and ADT Security Services (South), Inc. (collectively “ADT”). For the reasons stated below, we affirm.

We are to determine whether a limitation-of-liability clause in an alarm system contract is valid and enforceable under Kentucky law.

BACKGROUND

Branch and Bennett were insured by USAA under a homeowner’s…