Massachusetts Bonding & Ins. Co. v. Richardson

This suit was filed by appellee against appellant to recover on an “accident policy” in the sum of $2,000, issued by appellant to her deceased husband, Bill Richardson. This policy contained the following clause upon which she predicated liability: “This policy insures against (1) the effects resulting directly and exclusively of all other causes, from bodily injury sustained during the life of this policy solely through External, Violent and Accidental means (excluding suicide, sane or insane).”

The allegations of her petition were sufficient to state a cause of action on the policy and also…