National Benefit Ass'n v. Bowman

On the 3d day of September, 1881, William Bowman became a member of the National Benefit Association of Indianapolis. His certificate of membership contained a stipulation to the effect, that if during the continuance of membership, he should sustain bodily injuries, effected through external, violent, and accidental means, which should, indejnendently of all other causes, immediately ,and wholly disable him from the prosecution of any and every kind of business, then, upon satisfactory proof of such injuries, the association agreed to indemnify him against any' loss,' by jiaying him…