State Farm Fire & Casualty Company v. William D. Morgan

¶1 This appeal, State Farm v. Justus, 1 has its origins in Robert Justus’ claim for negligent wrongful detention against William and Donna Morgan for an incident in which William 2 shot at Justus and held him at gunpoint. Justus alleged in his lawsuit against the Morgans that William wrongfully detained him on two occasions during the incident. He now argues that William’s umbrella insurance policy with State Farm Fire and Casualty Company provides coverage for this claim.

¶2 In the linked case, Justus v. State Farm, No. 47196--5-II, we upheld the determination that a covenant judgment…