Allstate Insurance v. Equity Mutual Insurance

George Rose Smith, Justice.

In November, 1972, the plaintiff’s decedent, Carrie Lovett, was fatally injured by an uninsured motorist as she was walking across a street in Little Rock. Mrs. Lovett was covered by $10,000 uninsured-motorist clauses in each of two automobile insurance policies: One, a policy issued to Mrs. Lovett by the appellee Equity Mutual upon Mrs. Lovett’s own car and, two, a policy issued by the appellant Allstate upon Mrs. Lovett’s husband’s car. Both policies provided coverage for the named insured and for his or her spouse. Liability being admitted, the only remaining…