Hartford Accident & Indemnity Co. v. Chung

The defendants have appealed from a judgment awarding the plaintiff insurer a sum equal to that paid to the defendants by another insurer for a loss incurred in a fire for which the plaintiffs had also compensated the defendants. The facts as found by the trial court are as follows: The plaintiff insurance company insured the defendants against loss by fire to their home. On July 1, 1974, a fire occurred when an employee of Action Carpentry, who was installing a new countertop in the defendants’ kitchen, allowed a container of volatile adhesive to ignite, causing considerable property damage.

T…