In re Vincent

MEMORANDUM OPINION

ROBERT G. MAYER, Bankruptcy Judge.

THIS CASE is before the court on the debtor’s objection to Proof of Claim 4 filed by Wells Fargo Financial National Bank. Wells Fargo asserts that its claim is a *804secured claim. The debtor objected to the classification of the claim as a secured claim, but not as to the amount of the claim.

Facts

The debt arose from a contract between the debtor and Window World for the installation of siding and windows for her home which was financed by Wells Fargo.1 The siding cost $12,638 and the windows, $1,357. In order to finance the purchase, the debtor…