HSBC Bank USA v. Hernandez
Appellate Division of the Supreme Court of the State of New York
1Opinion of the Court
In order to commence a foreclosure action, a plaintiff must have a legal or equitable interest in the mortgage. A plaintiff has standing where it is the holder or assignee of both the subject mortgage and of the underlying note at the time the action is commenced (see Bank of N.Y. v Silverberg, 86 AD3d 274, 279 [2011]; Aurora Loan Servs., LLC v Weisblum, 85 AD3d 95, 108 [2011]; Wells Fargo Bank, N.A. v Marchione, 69 AD3d 204, 207 [2009]; US Bank, N.A. v Collymore, 68 AD3d 752, 753 [2009]). An assignment of a mortgage without assignment of the underlying note or bond is a nullity, and no…
2Cases cited6 opinions
- U.S. Bank, N.A. v. CollymoreAppellate Division of the Supreme Court of the State of New York · 2009
- Aurora Loan Services, LLC v. WeisblumAppellate Division of the Supreme Court of the State of New York · 2011
- Bank of New York v. SilverbergAppellate Division of the Supreme Court of the State of New York · 2011
- Wells Fargo Bank, N.A. v. MarchioneAppellate Division of the Supreme Court of the State of New York · 2009
- Citimortgage, Inc. v. StoselAppellate Division of the Supreme Court of the State of New York · 2011
1 more not listed; retrieve them via the Exa API.
3Cited by49 opinions
- Aurora Loan Services v. Monique TaylorNew York Court of Appeals · 2015
- U.S. Bank National Ass'n v. GuyAppellate Division of the Supreme Court of the State of New York · 2015
- Kondaur Capital Corp. v. McCaryAppellate Division of the Supreme Court of the State of New York · 2014
- US Bank National Ass'n v. FaruqueAppellate Division of the Supreme Court of the State of New York · 2014
- Emigrant Bank v. LarizzaAppellate Division of the Supreme Court of the State of New York · 2015
44 more not listed; retrieve them via the Exa API.