Federal Life & Casualty Co. v. Robinson

BOULDIN, Justice.

The decision of the Court of Appeals, 178 So. 549, here for review, is so important in the law of insurance that this court deems it proper to give a definite expression of our views.

It appears from the decision under review that plaintiff held a policy of health insurance, the coverage of which included “hernia.” A case of hernia developed, and a claim for loss was duly presented, adjusted, and paid.

The insurer, not willing longer to carry the risk for hernia, made known a purpose to exercise its option to cancel the policy unless the insured execute an agreement to become a…