Encompass Home & Auto Insurance Company v. Luke

IN THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF GEORGIA SAVANNAH DIVISION ENCOMPASS HOME & AUTO INSURANCE COMPANY, Plaintiff, CIVIL ACTION NO.: 4:21-cv-181 v. RANDY LUKE; DEDRA CHILDERS; and FARMERS INSURANCE EXCHANGE, Defendants. O RDE R In this action for declaratory judgment, Plaintiff Encompass Home & Auto Insurance Company (“Encompass”) contends that it has no duty to cover, defend, or indemnify Defendant Randy Luke in a negligence action brought against him by Defendant Dedra Childers for injuries she allegedly sustained when Luke rear-ended her automobile in 2018.…