Davis v. Saint Paul Fire & Marine Insurance

The appellant, a resident of the city of Spokane, owned a house therein upon which he had a policy of fire insurance written by the respondent, the policy containing a provision that, if a fire occur, “immediate notice of any loss thereby in writing to this company” should be given, and that, “within sixty days after the fire,” proof of loss should be filed, and a further provision “that no suit or action on this policy . . . shall be sustainable in any court . . . unless commenced within twelve months after the fire.” The house was entirely destroyed by fire June 16, 1921. On February 8,…