Liberty Mutual Insurance v. Mueller

Liberty Mutual Insurance Company issued a policy of insurance to Checker Cab Company of Virginia, Inc., which operates an Avis Rent-A-Car facility in Roanoke, Virginia.

A vehicle was rented from Avis by one Carrico under a contract which contained a provision that the vehicle “shall not be operated” “by any person other than the Renter or (1) the employer, partner, or an executive officer or regular employee of Renter or (2) any member of Renter’s immediate family at least 21 years of age and permanently residing in Renter’s household. . . . "

Carrico and a friend, Caviness, started for Pulaski…