Hastings Mutual Insurance Co. v. Blinderman Construction Co., Inc.

PRESIDING JUSTICE NEVILLE delivered the judgment of the court, with opinion.

¶ 1 This case raises the question of whether a subcontractor's insurer has a duty to defend the general contractor, an additional insured under its policy, in a lawsuit brought by an injured employee of the subcontractor. In the underlying lawsuit, the Estate of Robert Woods, the injured employee of the subcontractor, JM Polcurr, Inc., sued the general contractor, Blinderman Construction Company, Inc., for negligence. The complaint included no allegations about the acts of Polcurr. Polcurr's insurer, Hastings Mutual…