Kutchera, Steven v. State Farm Fire and Casualty Company

IN THE UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF WISCONSIN STEVEN KUTCHERA, Plaintiff, OPINION and ORDER v. 20-cv-930-jdp STATE FARM FIRE AND CASUALTY COMPANY, Defendant.1 This case arises out of a homeowner’s policy that plaintiff Steven Kutchera bought from defendant State Farm Fire and Casualty Company. In 2020, Kutchera submitted a claim to State Farm under that policy, alleging that his garage collapsed because of the weight of ice and snow on the roof. State Farm denied the claim on the ground that Kutchera had been using the garage for business purposes, so it was…