Silvia v. INDUSTRIAL NAT. BANK OF RI

This civil action involves a dispute between the defendant, Industrial National Bank (Industrial), and one of its depositors, Antone D. Silvia (Silvia), over Industrial’s honoring of a check signed by Silvia. The factual aspects of the dispute are unusual, and the controlling law is to be found in an intriguing portion of the Uniform Commercial Code (the Code). Silvia is before us on appeal from a judgment entered in the Superior Court subsequent to a jury-waived trial.

The precipitating cause of this litigation was Silvia’s accountant. For more than 25 years, Silvia had entrusted the…