Burgardt v. Lincoln National Life Insurance

The policy insured the life of Elder N. Burgardt for $1500. It had been issued by another insurance company and assumed by defendant. July 23, 1942, a Mr. W. C. Harvey wrote defendant, stating the insured died July 12, 1942; the policy lapsed November 20, 1942 (sic), with a loan of $226.45 against it; the beneficiary, who was insured’s wife, “wishes to know if the policy is still running on extended term insurance.” The letter requested that defendant write Mrs. Burgardt or Mr. Harvey, “stating what value the policy has of July 12, 1942.”

July 28, 1942, defendant wrote Mrs. Burgardt, at Britt,…