Gibson v. Moore

Johnson, C. J.,

(after stating the facts). Section 6074 of Crawford & Moses’ Digest in effect provides, that beneficiaries may be changed in accordance with the laws, rules or regulations of the society. It is perfectly evident that any change of beneficiary in a policy of insurance issued by a fraternal benefit society must be done in substantial compliance with, the constitution and bylaws of such society.

It is perfectly evident that § 212 of the bylaws of the society was not substantially complied with. In effect this bylaw provides that the “surrender clause on the. back of her benefit…