Beazell v. Farmers Mutual Insurance

As its name indicates, the defendant is a farmers’ mutual insurance company; and this suit is on its policy of fire insurance for $1500 issued on the 17th of September, 1918, and running for five years, upon a barn which was destroyed by fire October 14, 1921.

Defendant refused to pay the loss on the ground that plaintiff, after the issuance of the policy in suit, obtained additional insurance in another company without notice to or consent of defendant in writing; whereby it is claimed that under section 25 of defendant’s by-laws, the policy in suit became void on the date such additional…