Allstate Insurance v. Talbot

In my view, the superior court did not err in granting the Talbots’ motion for summary judgment on the issue of plaintiff’s liability under the insurance policy. Since I would affirm the judgment of the superior court, I respectfully dissent.

Plaintiff Allstate Insurance Company issued a Deluxe Homeowners Policy covering a house owned by defendants Christopher E. Talbot and Beverly H. Talbot and located in Hahira, Georgia. The coverage provided under the policy included both dwelling and property damage in the event of fire.

On the morning of April 23, 1988, the house was damaged by fire. At…