Sternaman v. Metropolitan Life Insurance

The medical examiner was selected and paid by the defendant. He was in fact its representative. The acts he did were for the defendant, and they stamp his relation to it, regardless of what the policy and its precedent application may state. The attempt to evade responsibility for his acts on the assumption that he was the agent of the insured finds no warrant in what he did, or the position he occupied. It is against public policy to hold that a physician who is the salaried appointee of an insurance company is not its agent, but is acting for every applicant for insurance in such company.…