Perlman v. N.Y. Life Ins. Co.

Opinion by

Keller, J.,

The life insurance policy sued upon is not a contract of health insurance; it provides for the payment of benefits for total and permanent disability, and better to define or make clear what is meant by “total and permanent disability” it sets up certain standards which upon due proof being given the company that they exist — that is, are existing at the time such proof is made, not, did exist in the past — the company agrees that they shall be considered as “total and permanent disability” and entitle the insured to benefits as such, until such time as they may be…