Legal Opinion

Isler v. Federated Guar. Mut. Ins. Co.

Supreme Court of Alabama

Decided November 22, 1991No. 1900908PublishedCited by 7 opinions

1Opinion of the Court

This case involves the "stacking" of uninsured motorist coverage, and the specific question presented is whether a person who is an insured under the underinsured motorist provisions of his company's "fleet" policy must exhaust the "stacked" coverages under that policy before he can claim entitlement to underinsured motorist benefits under his own personal automobile liability policy. This is the second time this case has been here.1

On October 9, 1985, Paul Isler was a passenger in a vehicle owned by his employer, Palmer Electric Company, which was insured under a policy issued by Reliance…

2Cases cited4 opinions

  1. Gaught v. EvansSupreme Court of Alabama · 1978
  2. Protective Nat. Ins. Co. of Omaha v. BellSupreme Court of Alabama · 1978
  3. Isler v. Federated Guaranty Mutual Ins. CompanySupreme Court of Alabama · 1990
  4. Lipscomb v. ReedSupreme Court of Alabama · 1987

3Cited by7 opinions

  1. State Farm Mut. Auto. Ins. Co. v. MotleySupreme Court of Alabama · 2005
  2. State Farm Mut. Auto. Ins. Co. v. ScottCourt of Civil Appeals of Alabama · 1997
  3. Knowles v. State Farm Mut. Auto. Ins. Co.Supreme Court of Alabama · 2000
  4. Adkinson v. State Farm Mutual Automobile InsuranceDistrict Court, M.D. Alabama · 1994
  5. McDole v. Alfa Mut. Ins. Co.Supreme Court of Alabama · 2003

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