Wilson v. Gilde

Plaintiff appeals as of right from an order of summary disposition in favor of State Farm Mutual Automobile Insurance Company. We affirm.

Robert Wilson was killed when the car he was driving collided with a truck owned by Leonard Gilde. Leonard’s brother Henry Gilde was driving the truck at the time, taking apples from Leonard’s apple orchard to a cider mill.

At issue is whether State Farm Mutual Insurance Company insured Henry Gilde for liability incurred in the accident. Henry had two automobile insurance policies with State Farm that provided him with liability coverage in some situations.…