Staples v. Continental Insurance Co. of N.Y.

Opinion op the Court by

Drury, Commissioner

Reversing.

J. G-. Staples, whom we shall refer to as the plaintiff, sought a judgment for $1,000 upon a policy of fire insurance issued to him hy the Continental Insurance Company of New York, which we shall refer to as the insurance company. The court directed the jury to find for the insurance company, and the plaintiff has appealed.

"We shall, in order that the reader may not confuse what we say here with what we have said elsewhere, preface this ppinion by stating that there are two well-defined classes of fire insurance risks, the urban risk and…