Opinion Number

Dear Mr. Dunlap:

You have requested that this office review its prior Opinions which address the issue of punitive and exemplary damages exclusions and/or liquor liability exclusions in insurance policy forms. In particular, you requested that opinions issued under numbers 91-131, 90-471, 89-124, 89-124A and 90-411 be reviewed in light of the line of cases which hold that language in an insurance policy excluding coverage for exemplary and punitive damages and/or liquor liability is not contrary to public policy.

Exemplary and Punitive Damage Exclusions

After a review of the latest…