Safeco Insurance Company of America v. Banks

Jack Banks, appellee, recovered judgment against appellee Sims in the circuit court of Greene County, Alabama, in tort, for injuries he received at the hands of appellee Sims while the latter was driving a Chrysler automobile which he, Sims, owned, but not specifically described in a liability insurance policy (form R-7) issued by appellant to Sims which described a Ford automobile also owned by Sims.

Appellant denied liability under its policy for the injuries which Banks received, declined to defend the suit filed by Banks against Sims, and also refused to pay the judgment or in any wise to…