Legal Opinion · Dissent

Thieme v. Niagara Fire Insurance

Appellate Division of the Supreme Court of the State of New York

Decided January 15, 1905Published

Appeal by the defendant, the Niagara Fire Insurance Company, ■from a judgment of the Supreme Court in favor of the plaintiff, ■entered in the office of the clerk of the county of New York on the •31st day of May, 1904, upon the verdict of a jury rendered by direction of the court, and also from an order entered in said clerk’s •office on the 16th day of May, 1904, denying the defendant’s motion for a new trial made upon the minutes.

1DissentMcLaughlin, J.

I am unable to concur in the opinion of Mr. Justice Ingraham. The building insured at the time it was consumed by fire was, I think, both vacant and unoccupied, which, under a provision of the policy, prevented a recovery. This provision is as follows: “ This 'entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void * * * if a building herein described, whether intended for occupancy by owner or tenant, be or become vacant or unoccupied and so remain for ten ■days.” The policy was issued on the 21st of May, 1901, and covered a two-story frame…

2Cases cited7 opinions

  1. Herrman v. . Merchants' Insurance Co.New York Court of Appeals · 1880
  2. Herrman v. . Adriatic Fire Insurance Co.New York Court of Appeals · 1881
  3. Agricultural Insurance v. Hamilton ex rel. HopkinsCourt of Appeals of Maryland · 1895
  4. Litch v. North British & Mercantile InsuranceMassachusetts Supreme Judicial Court · 1884
  5. Poor v. Humboldt InsuranceMassachusetts Supreme Judicial Court · 1878

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