Allstate Insurance v. Talbot

Carley, Chief Judge.

Appellant-plaintiff issued a policy of insurance covering appelleedefendants’ home. After a fire, appellees submitted claims to recover under the policy. Appellant’s investigator determined that the fire had been intentionally set and that an accelerant had been used. Thereafter, appellant initiated the instant action by filing a petition seeking a declaratory judgment that, under the arson clause in its policy, it owed no contractual duty to pay appellees’ claims. Appellees answered and counterclaimed, seeking to recover under the policy and, in addition, bad faith…