Graue v. Missouri Property Insurance Placement Facility

The principal opinion affirms the result of the trial court by invoking a special standard of review and by emphasizing selective facts.

Two important procedural facts dominate this case. First, the trial court heard no live testimony. Instead, the only evidence presented was a stipulation of facts and the deposition testimony of Doug Graue, the plaintiff-respondent, and Deanna Maclin, his insurance agent (including the deposition exhibits). Second, the trial court made findings of facts and conclusions of law on the only issue plead to it — that the Missouri Property Insurance Placement…