Choxom v. Bankers Insurance Co.

The issue raised on this appeal is whether there is coverage under a commercial general liability policy; which excludes accidents arising out of the use of an automobile, where there' is a claim that an employer negligently failed to train his employee not to leave the keys in the ignition. We agree with the well reasoned opinion of the trial court which provides:

Counsel stipulated to all material facts. Petitioner, Bankers Insurance *948Company, issued a commercial general liability insurance policy to Respondent Michael Dean Moye d/b/a Moye’s Irrigation (“Policy”). Moye employed Astel Soloman.…