Empire Life Insurance v. Johnson

Georgia A. Johnson sued the Empire Life Insurance Company on a policy taken out by her husband, William H. Johnson, in his lifetime. The policy provided for the payment of $1,000 to the beneficiary, the plaintiff, in the event of the death of the insured from any cause, and it further provided for the payment of $2,000 to the beneficiary in the event of the death of the insured "as the result, directly or independently of all other causes, from bodily injuries effected through external, violent, and accidental means.” The suit was to recover the sum of $2,000, the petition alleging that the…