Strachura v. Metropolitan Life Insurance

Plaintiff was an employee of General Motors Corporation (GMC) until she chose *192voluntary early retirement on September 27, 1972. Ms. Strachura was insured under a group life insurance policy (policy) negotiated between GMC, Metropolitan Life Insurance Company, and the International Union, United Automobile Workers of America. The policy allows the insureds to draw against their own life insurance proceeds, in installments, provided certain conditions are met, namely:

1. The employee becomes totally and permanently disabled;

2. while insured under the group policy;

3. prior to the insured’s…