Zerr v. Erie Insurance Exchange

ROWLEY, President Judge:

This appeal, brought by appellants Sandra L. Zerr and Ralph E. Zerr, Jr. 1 against their automobile insurer, appellee Erie Insurance Exchange, presents an issue of first impression in the Commonwealth: whether the term “bodily injury,” as found in appellee’s insurance policy and in the Motor Vehicle Financial Responsibility Law (MVFRL), 75 Pa.C.S. § 1701, et seq., includes mental illnesses manifested by physical symptoms.

On March 10, 1992, Ralph E. Zerr, Jr. was driving his car eastbound on the Pennsylvania Turnpike. An unidentified tractor trailer allegedly attempted…