Legal Opinion

Oyola v. Midland Funding, LLC

District Court, District of Columbia

Decided February 27, 2018No. C.A. No. 17–cv–40040–TSHPublishedCited by 19 opinions

1Opinion of the Court

Facts

On September 4, 2014, Plaintiff opened a Credit One credit card account (the "Account"). The Vice President of Credit One and an authorized representative of MHC Receivables, LLC ("MHC"), and FNBM, LLC ("FNBM"), Vicky Scott, states that *16after an account holder opens an account, Credit One mails their credit card, enclosed with Credit One's VISA/MASTERCARD CARDHOLDER AGREEMENT, DISCLOSURE STATEMENT AND ARBITRATION AGREEMENT ("Cardholder Agreement"). (Doc. No. 20-1 at 14-20). Plaintiff disputes ever receiving the Cardholder Agreement but does not dispute activating the Account or using her…

2Cases cited8 opinions

  1. Howsam v. Dean Witter Reynolds, Inc.Supreme Court of the United States · 2002
  2. Buckeye Check Cashing, Inc. v. CardegnaSupreme Court of the United States · 2006
  3. Compucredit Corp. v. GreenwoodSupreme Court of the United States · 2012
  4. Awuah v. Coverall North America, Inc.Court of Appeals for the First Circuit · 2009
  5. IOM CORP. v. Brown Forman Corp.Court of Appeals for the First Circuit · 2010

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3Cited by19 opinions

  1. American Pacific Mortgage Corporation v. Everett Financial IncDistrict Court, W.D. Washington · 2025
  2. Aryze, LLC v. Carcharadon, LLCDistrict Court, D. Massachusetts · 2021
  3. Ascend Robotics, LLC v. Carcharadon, LLCDistrict Court, D. Massachusetts · 2021
  4. Bourque v. Rollins Inc.District Court, D. Massachusetts · 2025
  5. Canales v. CK Sales Company, LLCDistrict Court, D. Massachusetts · 2022

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