Germania Mutual Aid Association v. Trotti

ARCHER, Chief Justice.

This is an appeal from a judgment of the trial court in favor of appellees for $970 growing out of the issuance of an insurance policy issued to E. Phelps, as insured, covering fire, windstorm, lightning, hail and gas explosion. A loss was sustained for a hailstorm damage to a house on October 4, 1956.

Plaintiff’s first amended original petition alleged that the policy was issued in the name of E. Phelps for the benefit of all parties, and that the sole ownership clause was waived by appellant, and that the insurance company ratified the action of its agents by the…