Pecorara v. Erie Insurance Exchange

TAMILIA, Judge:

On September 5, 1980, Alexander Davidson was the owner of a 1972 Chevrolet dump truck which was insured under a policy of liability insurance issued by Erie Insurance Exchange (hereinafter “Erie”). George Pecorara was then the owner and operator of a business known as Aliquippa Auto Recycling Company and James Sarvey was an employee of Pecorara’s. Pecorara and his business were insured by American States Insurance Company (hereinafter *498“ASIC”). Davidson gratuitously lent his dump truck to Pecorara so that Pecorara or his employees could use it to haul shale to Pecorara’s…