In the Matter of Michael Don HARDAGE, Appellant, v. HERRING NATIONAL BANK, Appellee

GARWOOD, Circuit Judge:

In this Chapter 7 proceeding the bankruptcy trustee sold to appellee Herring National Bank (the Bank) the bankruptcy estate’s interest in an unexempted, immature cotton crop planted by the debtor, appellant Michael Don Hardage (Hardage). After the sale, Hardage attempted to claim the cotton as exempt. The bankruptcy court disallowed the exemption and entered a personal judgment against Hardage and in favor of the Bank based on estimates of the value of the mature cotton. The district court affirmed, Hardage appeals, and we reverse and remand.

Facts and Proceedings Below

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