Lanier v. Coastal States Life Insurance

Felton, Chief Judge.

It is well settled that reasonable contractual limitations in insurance policies on the time within which suits may be commenced after the inception of the loss are valid contractual provisions and that in the absence of facts to show a waiver by or estoppel against the insurer, the provision is binding upon the insured, and the insurer is entitled to rely on it. Aiken v. Northwestern &c. Ins. Co., 106 Ga. App. 220 (126 SE2d 630) and cit. The mere denial by the insurer of all liability or its refusal to pay does not in itself waive such provisions. Metro*804politan Ins. Co. v.…